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valign="top" bgcolor="#ffffff"><a href="http://www.morningstar.co.uk"><img
alt="" src="http://www.morningstar.co.uk/includes/images/logo_morningstar.gif" border="0"></a></td>
<td bgcolor="#FFFFFF" valign="top" align="left"><span style="font-size:
14px; line-height: 18px; color:#bcc2d3; font-family: Verdana, Arial, Helvetica,
sans-serif; text-decoration: none;">Editor's Pick of the Weekhis</span></td>
<td bgcolor="#FFFFFF" valign="top" align="right" style="font-size: 9px; line-height:
12px; color: #585858; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> 15/11/2019 </td> </tr> <tr height="20"><td colspan="3"> </td></tr>
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Verdana, Arial, Helvetica, sans-serif; text-decoration: none; padding: 6px 0 0 0;
text-align: left;" id="preview_intro"> <p>“Bonds for income,
equities for growth" is <span>a mantra upon which investment portfolios
have been built for decades but it seems as though we need a rethink. </span>This
week's fixed income special report helps navigate you through the changed world
of bond investing. Along the way, we answer a range of questions including: where
in the world can you find a decent income, and are government bonds sustainable
investments?</p> </td> </tr> </tbody></table> <table
border="0" width="100%" cellspacing="0" cellpadding="0"> <colgroup><col
width="337"> <col width="16"> <col> </colgroup><tbody>
<tr height="34"> <td colspan="3"> </td> </tr> <tr>
<td colspan="3" align="center" style="border-top: 5px solid #5c7091;"> <div
style="width:728px; text-align:center; overflow:hidden;"> <a href="http://msmedia.morningstar.com/mstar/adclick?site=email.uk&area=email.weekly&size=728x90&pos=top&platform=email&hint=X&mid=[{EncrytedUserId}]&pid=eweekly728x90x1115&pdate=1115"
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<table cellspacing="0" style="margin-bottom: 2px; font-family: Verdana, Arial,
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<tbody> <tr> <td> <b>Special Report</b> </td>
</tr> </tbody> </table> <table cellspacing="0" style="width:
100%; border-top: 1px dotted #becf8d;"> <tbody><tr> <td style="padding:
6px 10px 0px; vertical-align: top; width:41"> <img alt="" src="http://www.morningstar.co.uk/static/UploadManager/Assets/frozen%20pound%20thumbnail.jpg"
border="0" width="41" height="41"/> </td> <td style="padding-top:3px;">
<a style="font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197117/should-you-lock-into-negative-returns.aspx?ut=[{UT}]">Should
You Lock into Negative Returns?</a><br> <font style="font-size: 11px;
line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>With so much uncertainty in global markets, many investors are willing
to accept a loss on their money. What are the alternatives for those who want a
real return?</p> </font> </td> </tr> </tbody></table>
<table style="margin-bottom: 27px;"> <tbody><tr> <td> <font
style="font-size: 9px; line-height: 12px; color: #a5a5a5; font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none;"> Holly Black | 13/11 |</font>
<a style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 9px;
line-height: 12px; color: #5c7091; text-decoration: underline; white-space: nowrap;"
href="http://www.morningstar.co.uk/uk/news/197117/should-you-lock-into-negative-returns.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="width: 100%; border-top: 1px dotted #becf8d;"> <tbody><tr>
<td style="padding-top:3px;"> <a style="font-family: Verdana, Arial, Helvetica,
sans-serif; text-decoration: none; font-size: 11px; font-weight: bold; line-height:
17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197165/equities-for-income-bonds-for-growth.aspx?ut=[{UT}]">Equities
for Income, Bonds for Growth</a><br> <font style="font-size: 11px;
line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>M&G Bond Vigilantes: Investors who think of bonds as the boring,
income-generating part of their portfolio need to think again</p> </font>
</td> </tr> </tbody></table> <table style="margin-bottom:
27px;"> <tbody><tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> Laura Frost | 11/11 |</font> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color: #5c7091;
text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197165/equities-for-income-bonds-for-growth.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <div style="width:100%;
text-align:center; "> <a target="_self" href="http://msmedia.morningstar.com/mstar/adclick?site=email.uk&area=email.weekly&size=300x250&pos=middle&platform=email&hint=X&mid=[{EncrytedUserId}]&pid=eweekly300x250x1115&pdate=1115">
<img align="middle" src="http://msmedia.morningstar.com/mstar/iserver?site=email.uk&area=email.weekly&size=300x250&pos=middle&platform=email&hint=X&mid=[{EncrytedUserId}]&pid=eweekly300x250x1115&pdate=1115"
width="300" height="250" alt="" BORDER="0"> </a> </div> <table>
<tbody> <tr height="20"><td colspan="3"> </td></tr>
</tbody> </table> <table cellspacing="0" style="margin-bottom: 2px;
font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration: none; font-size:
11px; font-weight: bold; line-height: 18px; color: #bcc2d3; border-top: 3px solid
#bcc2d3; width: 100%; "> <tbody> <tr> <td><b>Bond Investing</b></td>
</tr> </tbody> </table> <table cellspacing="0" style="width:
100%; border-top: 1px dotted #5c7091;"> <tbody> <tr> <td style="padding-top:3px;">
<a style="font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197164/how-to-invest-defensively.aspx?ut=[{UT}]">How
to Invest Defensively</a><br> <font style="font-size: 11px; line-height:
17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>VIDEO: Fidelity's Sajiv Vaid discusses 25 years of bond investing and why
he is investing defensively to avoid volatility</p> </font> </td>
</tr> </tbody> </table> <table style="margin-bottom: 27px;">
<tbody> <tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> Holly Black | 11/11 |</font> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color: #5c7091;
text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197164/how-to-invest-defensively.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="margin-bottom: 2px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 18px; color: #bcc2d3; border-top:
3px solid #bcc2d3; width: 100%; "> <tbody> <tr> <td><b>Editor</b></td>
</tr> </tbody> </table> <table cellspacing="0" style="width:
100%; border-top: 1px dotted #5c7091;"> <tbody> <tr> <td style="padding-top:3px;">
<a style="font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197318/baffled-by-bonds-maybe-multi-asset-is-the-answer.aspx?ut=[{UT}]">Baffled
by Bonds? Maybe Multi-Asset is the Answer</a><br> <font style="font-size:
11px; line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>Editor's View: In a world of negative yields, we need to turn everything
we know about investing for income on its head, says Holly Black</p> </font>
</td> </tr> </tbody> </table> <table style="margin-bottom:
27px;"> <tbody> <tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> Holly Black | 15/11 |</font> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color: #5c7091;
text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197318/baffled-by-bonds-maybe-multi-asset-is-the-answer.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="margin-bottom: 2px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 18px; color: #bcc2d3; border-top:
3px solid #bcc2d3; width: 100%; "> <tbody> <tr> <td><b>Special
Report</b></td> </tr> </tbody> </table> <table
cellspacing="0" style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody>
<tr> <td style="padding-top:3px;"> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px; font-weight:
bold; line-height: 17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197072/bond-funds-for-ethical-investors.aspx?ut=[{UT}]">Bond
Funds for Ethical Investors</a><br> <font style="font-size: 11px;
line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>Ethical bond fund managers reveal which sectors and themes they favour
and why UK government debt is not yet green enough</p> </font> </td>
</tr> </tbody> </table> <table style="margin-bottom: 27px;">
<tbody> <tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> Holly Black | 14/11 |</font> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color: #5c7091;
text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197072/bond-funds-for-ethical-investors.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody> <tr>
<td style="padding-top:3px;"> <a style="font-family: Verdana, Arial, Helvetica,
sans-serif; text-decoration: none; font-size: 11px; font-weight: bold; line-height:
17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197287/3-company-bonds-with-attractive-yields.aspx?ut=[{UT}]">3
Company Bonds With Attractive Yields</a><br> <font style="font-size:
11px; line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>VIDEO: Royal London bond manager Rachid Semaoune explains why he holds
bonds issued by Vodafone, Prudential and an un-rated Norwegian data centre company</p>
</font> </td> </tr> </tbody> </table> <table style="margin-bottom:
27px;"> <tbody> <tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> Holly Black | 14/11 |</font> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color: #5c7091;
text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197287/3-company-bonds-with-attractive-yields.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="margin-bottom: 2px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 18px; color: #bcc2d3; border-top:
3px solid #bcc2d3; width: 100%; "> <tbody> <tr> <td><b>Bond
Investing</b></td> </tr> </tbody> </table> <table
cellspacing="0" style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody>
<tr> <td style="padding-top:3px;"> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px; font-weight:
bold; line-height: 17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197229/where-in-the-world-to-find-income.aspx?ut=[{UT}]">Where
in the World to Find Income</a><br> <font style="font-size: 11px;
line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>VIDEO: A diverse portfolio of more than 200 bonds helps reduce risk, says
Royal London's Rachid Semaoune</p> </font> </td> </tr> </tbody>
</table> <table style="margin-bottom: 27px;"> <tbody> <tr>
<td> <font style="font-size: 9px; line-height: 12px; color: #a5a5a5; font-family:
Verdana, Arial, Helvetica, sans-serif; text-decoration: none;"> Holly Black |
13/11 |</font> <a style="font-family: Verdana, Arial, Helvetica, sans-serif;
font-size: 9px; line-height: 12px; color: #5c7091; text-decoration: underline; white-space:
nowrap;" href="http://www.morningstar.co.uk/uk/news/197229/where-in-the-world-to-find-income.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="margin-bottom: 2px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 18px; color: #bcc2d3; border-top:
3px solid #bcc2d3; width: 100%; "> <tbody> <tr> <td><b>Special
Report</b></td> </tr> </tbody> </table> <table
cellspacing="0" style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody>
<tr> <td style="padding-top:3px;"> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px; font-weight:
bold; line-height: 17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197220/3-bonds-that-arent-as-risky-as-you-think.aspx?ut=[{UT}]">3
Bonds That Aren't as Risky as You Think</a><br> <font style="font-size:
11px; line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>VIDEO: Fidelity's Sajid Vaid explains why sometimes a bond can be appealing
when the company's stock is not</p> </font> </td> </tr>
</tbody> </table> <table style="margin-bottom: 27px;"> <tbody>
<tr> <td> <font style="font-size: 9px; line-height: 12px; color:
#a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration: none;">
Holly Black | 12/11 |</font> <a style="font-family: Verdana, Arial, Helvetica,
sans-serif; font-size: 9px; line-height: 12px; color: #5c7091; text-decoration:
underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197220/3-bonds-that-arent-as-risky-as-you-think.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> </td> <td style="width:20px"> </td>
<td valign="top" align="left" style="width:375px;"> <table cellspacing="0"
style="margin-bottom: 2px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 18px; color: #bcc2d3; border-top:
3px solid #bcc2d3; width: 100%; "> <tbody> <tr> <td><b>Fund
Rating News</b></td> </tr> </tbody> </table> <table
cellspacing="0" style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody>
<tr> <td style="padding-top:3px;"> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px; font-weight:
bold; line-height: 17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197218/downgrades-dominate-as-rating-changes-kick-in.aspx?ut=[{UT}]">Downgrades
Dominate as Rating Changes Kick In</a><br> <font style="font-size:
11px; line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>First 55 funds are analysed under the enhanced Morningstar Analyst Rating
methodology, with costly funds downgraded six times as often as inexpensive funds</p>
</font> </td> </tr> </tbody> </table> <table style="margin-bottom:
27px;"> <tbody> <tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> Christopher J. Traulsen, CFA | 12/11 | </font> <a style="font-family:
Verdana, Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color:
#5c7091; text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197218/downgrades-dominate-as-rating-changes-kick-in.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="margin-bottom: 2px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 18px; color: #bcc2d3; border-top:
3px solid #bcc2d3; width: 100%; "> <tbody> <tr> <td><b>Special
Report</b></td> </tr> </tbody> </table> <table
cellspacing="0" style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody>
<tr> <td style="padding-top:3px;"> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px; font-weight:
bold; line-height: 17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197073/the-risks-and-rewards-of-high-yield-bonds.aspx?ut=[{UT}]">The
Risks and Rewards of High Yield Bonds</a><br> <font style="font-size:
11px; line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>Professional investors are moving into the higher risk end of the credit
spectrum to generate above-inflation returns</p> </font> </td>
</tr> </tbody> </table> <table style="margin-bottom: 27px;">
<tbody> <tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> Holly Black | 15/11 | </font> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color: #5c7091;
text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197073/the-risks-and-rewards-of-high-yield-bonds.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="margin-bottom: 2px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 18px; color: #bcc2d3; border-top:
3px solid #bcc2d3; width: 100%; "> <tbody> <tr> <td><b>Bond
Investing</b></td> </tr> </tbody> </table> <table
cellspacing="0" style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody>
<tr> <td style="padding-top:3px;"> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px; font-weight:
bold; line-height: 17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/196892/3-bond-funds-for-high-yields.aspx?ut=[{UT}]">3
Bond Funds for High Yields</a><br> <font style="font-size: 11px;
line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>High-yield bond funds can provide a better income for investors willing
to take on more risk. We look at three of the options</p> </font> </td>
</tr> </tbody> </table> <table style="margin-bottom: 27px;">
<tbody> <tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> Annalisa Esposito | 12/11 | </font> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color: #5c7091;
text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/196892/3-bond-funds-for-high-yields.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody> <tr>
<td style="padding-top:3px;"> <a style="font-family: Verdana, Arial, Helvetica,
sans-serif; text-decoration: none; font-size: 11px; font-weight: bold; line-height:
17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/196707/what-is-a-bond.aspx?ut=[{UT}]">What
is a Bond?</a><br> <font style="font-size: 11px; line-height: 17px;
font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;"> <p>Bonds
are back in favour with investors but they are often seen as harder to understand
than shares - how do they work and role can they play in an investment porfolio?</p>
</font> </td> </tr> </tbody> </table> <table style="margin-bottom:
27px;"> <tbody> <tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> James Gard | 11/11 | </font> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color: #5c7091;
text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/196707/what-is-a-bond.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="margin-bottom: 2px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 18px; color: #bcc2d3; border-top:
3px solid #bcc2d3; width: 100%; "> <tbody> <tr> <td><b>Special
Report</b></td> </tr> </tbody> </table> <table
cellspacing="0" style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody>
<tr> <td style="padding-top:3px;"> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px; font-weight:
bold; line-height: 17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197009/6-rules-for-bond-investors.aspx?ut=[{UT}]">6
Rules for Bond Investors</a><br> <font style="font-size: 11px; line-height:
17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>Bonds are an important part of investors' portfolios if approached in the
right way, says Morningstar's Christine Benz</p> </font> </td>
</tr> </tbody> </table> <table style="margin-bottom: 27px;">
<tbody> <tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> Christine Benz | 12/11 | </font> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color: #5c7091;
text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197009/6-rules-for-bond-investors.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody> <tr>
<td style="padding-top:3px;"> <a style="font-family: Verdana, Arial, Helvetica,
sans-serif; text-decoration: none; font-size: 11px; font-weight: bold; line-height:
17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197166/3-bond-funds-for-plain-vanilla-income.aspx?ut=[{UT}]">3
Bond Funds for Plain Vanilla Income</a><br> <font style="font-size:
11px; line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>Every portfolio needs some simple income components. We round up some options
for bond investors looking for reliable income</p> </font> </td>
</tr> </tbody> </table> <table style="margin-bottom: 27px;">
<tbody> <tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> Holly Black | 11/11 | </font> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color: #5c7091;
text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197166/3-bond-funds-for-plain-vanilla-income.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody> <tr>
<td style="padding-top:3px;"> <a style="font-family: Verdana, Arial, Helvetica,
sans-serif; text-decoration: none; font-size: 11px; font-weight: bold; line-height:
17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197222/time-to-think-beyond-bonds-says-jpmorgan.aspx?ut=[{UT}]">Time
to Think Beyond Bonds, says JPMorgan</a><br> <font style="font-size:
11px; line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>Negative yields and low interest rates have changed the investing rules,
US asset manager says, advising investors to look elsewhere for returns</p>
</font> </td> </tr> </tbody> </table> <table style="margin-bottom:
27px;"> <tbody> <tr> <td> <font style="font-size: 9px; line-height:
12px; color: #a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none;"> James Gard | 12/11 | </font> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; font-size: 9px; line-height: 12px; color: #5c7091;
text-decoration: underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197222/time-to-think-beyond-bonds-says-jpmorgan.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody> <tr>
<td style="padding-top:3px;"> <a style="font-family: Verdana, Arial, Helvetica,
sans-serif; text-decoration: none; font-size: 11px; font-weight: bold; line-height:
17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197291/bond-etfs-for-income-at-a-low-cost.aspx?ut=[{UT}]">Bond
ETFs for Income at a Low Cost</a><br> <font style="font-size: 11px;
line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>Tracking a bond index can be more complicated than following a stock market,
but demand for fixed income ETFs is growing rapidly, not least because of their
low charges</p> </font> </td> </tr> </tbody> </table>
<table style="margin-bottom: 27px;"> <tbody> <tr> <td> <font
style="font-size: 9px; line-height: 12px; color: #a5a5a5; font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none;"> Jose Garcia Zarate | 14/11
| </font> <a style="font-family: Verdana, Arial, Helvetica, sans-serif;
font-size: 9px; line-height: 12px; color: #5c7091; text-decoration: underline; white-space:
nowrap;" href="http://www.morningstar.co.uk/uk/news/197291/bond-etfs-for-income-at-a-low-cost.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="margin-bottom: 2px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 18px; color: #bcc2d3; border-top:
3px solid #bcc2d3; width: 100%; "> <tbody> <tr> <td><b>ISA
Investing</b></td> </tr> </tbody> </table> <table
cellspacing="0" style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody>
<tr> <td style="padding-top:3px;"> <a style="font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px; font-weight:
bold; line-height: 17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197256/ethical-ways-to-invest-an-inheritance.aspx?ut=[{UT}]">Ethical
Ways to Invest an Inheritance</a><br> <font style="font-size: 11px;
line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>Private investor Ruth Taylor is trying to ethically invest an unexpected
windfall to provide for her future</p> </font> </td> </tr>
</tbody> </table> <table style="margin-bottom: 27px;"> <tbody>
<tr> <td> <font style="font-size: 9px; line-height: 12px; color:
#a5a5a5; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration: none;">
Emma Simon | 13/11 | </font> <a style="font-family: Verdana, Arial, Helvetica,
sans-serif; font-size: 9px; line-height: 12px; color: #5c7091; text-decoration:
underline; white-space: nowrap;" href="http://www.morningstar.co.uk/uk/news/197256/ethical-ways-to-invest-an-inheritance.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <table cellspacing="0"
style="margin-bottom: 2px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:
none; font-size: 11px; font-weight: bold; line-height: 18px; color: #bcc2d3; border-top:
3px solid #bcc2d3; width: 100%; "> <tbody> <tr> <td><b>The
Week</b></td> </tr> </tbody> </table> <table cellspacing="0"
style="width: 100%; border-top: 1px dotted #5c7091;"> <tbody> <tr>
<td style="padding-top:3px;"> <a style="font-family: Verdana, Arial, Helvetica,
sans-serif; text-decoration: none; font-size: 11px; font-weight: bold; line-height:
17px; color: #5c7091;" href="http://www.morningstar.co.uk/uk/news/197316/wetherspoons-boss-takes-on-the-non-execs.aspx?ut=[{UT}]">Wetherspoons
Boss Takes on The Non Execs</a><br> <font style="font-size: 11px;
line-height: 17px; font-family: Verdana, Arial, Helvetica, sans-serif; text-decoration:none;">
<p>Chief executive Tim Martin thinks current corporate governance does a disservice
to investors and customers - and Morningstar columnist Rodney Hobson thinks he has
a point</p> </font> </td> </tr> </tbody> </table>
<table style="margin-bottom: 27px;"> <tbody> <tr> <td> <font
style="font-size: 9px; line-height: 12px; color: #a5a5a5; font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none;"> Rodney Hobson | 15/11
| </font> <a style="font-family: Verdana, Arial, Helvetica, sans-serif;
font-size: 9px; line-height: 12px; color: #5c7091; text-decoration: underline; white-space:
nowrap;" href="http://www.morningstar.co.uk/uk/news/197316/wetherspoons-boss-takes-on-the-non-execs.aspx?ut=[{UT}]">Read
More <img alt="" src="http://www.morningstar.co.uk/includes/images/arrow_right_light_blue.gif"
style="margin-left:3px;" width="7" height="7" border="0/"></a><br>
</td> </tr> </tbody> </table> <div style="width:100%;
text-align:center; "> <table style="margin-bottom: 8px; font-family: Verdana,
Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px; font-weight:
bold; line-height: 17px; color: #a5a5a5; width: 100%;" cellspacing="0"> <tbody>
<tr> <td> <table style="border-right: 1px solid #d7d9da; border-width:
1px; border-style: solid; border-color: #d7d9da; margin: 0px 0px 1px; background-color:
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7 principles of sound advice
Rishiraj Maheshwari, founder of RISCH Wealth and Family Office, shares seven practices that must be followed by every adviser to earn investors trust.
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3 key things to follow while choosing a software
The strength of any world class product lies not in what it has but mostly in what it does not have.
Financial planning futurist Amar Pandit on how advisers should go about choosing technology for their practice.
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What's wrong with offering peace of mind?
Many advisers say that ultimately what they offer clients is peace of mind.
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