This Privacy Policy was last updated on 9 October 2012.
This Privacy Policy outlines the types of information we gather from your use of our products and services, how we use it, with whom we might share it, the means by which we keep it secure, and the choices you have about the information you choose to share with us.
The types of personal information we collect depend on the product or service you receive from us. We may ask you for the following categories of information, depending on the service you use:
Morningstar may collect, store and process certain personal information to provide you with investment information and tools, to allow you to use our products and services, to perform marketing and research related activities, to supply other administrative services (e.g., setting up new accounts), to respond to inquiries, etc. In addition we may from time to time review your usage of the site in order to access how we can improve our products and services.
The personal information we collect may be captured from a variety of sources. These sources include, but are not limited to:
As a general rule, we will not make the personal information gathered using our products and services available to anyone outside of the Morningstar group of companies -- except as instructed by you or where required or permitted by law. Please note, however, that there are several exceptions to this policy. First, if we use third party service providers, these service providers may have access to your personal information to perform contractually specified services on our behalf. Secondly, if you indicate that you are interested in receiving information about a particular third party's products/services, or you opt to receive certain products or services through us, we may provide your personal information to that third party for purposes of fulfilling your request(s). With respect to service providers, Morningstar contractually requires that all personal information be kept confidential. Additionally, Morningstar take reasonable steps to ensure that third parties receiving information about you at your request maintain the confidentiality of that information.
We collect, store, and process your personal information so we can administer your subscription to our products and services. We may also use your personal information to send you information about other products and services offered by Morningstar.
We may provide links to one or more other third party web-sites. We encourage you to read their individual privacy policies before providing any of your personal information to them.
We put reasonable security measures in place to protect against unauthorized access to, or unauthorized alteration, disclosure or destruction of personal information. These measures include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.
We operate secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided.
A cookie is a small file which can be downloaded on a device when you access our website and is then sent back to our website each time you access our website. Cookies are useful because they allow us to recognize your device and your user preferences. We use cookies to set users' preferences, gather basic tracking information (such as login and password), date, time of visit and preferences, and monitor the presentation of our site. This information allows us to personalize the user experience and to improve the quality of our site navigation.
We also use analytical cookies, which allow us to recognize and count the number of users on our website and to see how users move around the site when they are using it. This helps us improve the way the website works, for example by making sure users find easily what they need.
You are responsible for checking to ensure that any personal information is updated and correct.
If you want to update any personal information, you may do so by accessing your personal account information on our website.
Morningstar does not separately identify, or collect, any information that is specific to children.
By using our website, you consent to the collection and use of any personal information and any related information in the manner described in this Privacy Policy.
We reserve the right to change this policy at any time by distributing and/or posting a new privacy policy without notice. We encourage you to review our privacy policy on a regular basis so that you will be aware of any changes to it.
If you have further questions about our privacy practices, please contact us by going to the feedback section on our website.